1.
Are all Capital Onecards eligible for a credit line increase?
Some accounts aren't eligible for increased credit lines upon request. Accounts that are usually ineligible:
- Are new accounts opened within the past several months.
- Are secured credit cards.
- Have received a credit line increase or decrease over the past several months.
Even if your account does not meet either of these criteria, a credit line increase may still be declined for other reasons.
2.
What factors determine if I’m eligible for a credit line increase?
- You make on-time payments (with all creditors).
- You make larger monthly payments that pay down your balance.
- Learn more about the factors that affect your credit score. DownloadCreditWisefrom Capital One, our free mobile app.