If you aren’t a frequent traveler, you might be wondering about everything you need to do to prepare for a trip abroad. Of course, you’re considering what to pack and whether or not you should buy travel insurance, but what about your bank?
One of the things you might want to think about is adding a travel alert notification to your credit cards. While this isn’t required, it has historically been helpful to avoid the unnecessary hassle of credit card problems while traveling.
In this post, we’ll talk about setting up a travel notification on your Chase account, whether or not it’s even necessary, and how to avoid foreign transaction fees when using your Chase credit cards abroad.
Why Would You Want To Notify Chase of Your Travels?
So, why would you even want to add a travel notification to your accounts in the first place?
Previously, charges from outside the U.S. could trigger a fraud alert, which would temporarily shut down your credit card even if you were traveling abroad. That’s not a great way to start a vacation.
An easy way to avoid that risk was to place a simple travel notification on your Chase account. This allowed your Chase credit cards to be used outside the U.S. without problems.
Thankfully, it’s no longer necessary to set up a travel alert notification with Chase when you’re planning to travel outside the U.S.
Previously, you’d set up a travel alert on your Chase account online or through the Chase mobile app.
You would do this by going to your account, clicking on Profile & settings, navigating to Account Settings, and then clicking Travel.
Now, when you follow those same steps, you get a message from Chase saying that it’s not necessary to set up a travel alert notification anymore.
Bottom Line: Setting up a travel alert notification on your Chase account is no longer necessary when you’re planning to travel outside the country.
How To Avoid Foreign Transaction Fees
While you no longer need to set up a travel alert for your Chase credit cards, choosing the right credit card is important to avoid foreign transaction fees.
Certain cards carry a 3% foreign transaction fee anytime you use them outside the U.S. The good news is plenty of cards waive this fee — just be sure to know which cards have no-additional fee and try to use only those on your trip.
Personal Chase Credit Cards With No Foreign Transaction Fees
Multiple Chase credit cards waive the standard 3% foreign transaction fee. Be sure to carry at least 1 of these while traveling abroad.
The following Chase credit cards do not have any foreign transaction fees:
- Aer Lingus Visa Signature® Card
- Aeroplan® Credit Card
- Amazon Rewards Visa Signature Card
- British Airways Visa Signature®Card
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Iberia Visa Signature®Card
- IHG One Rewards Premier Credit Card
- Instacart Mastercard®
- Marriott Bonvoy Bold® Credit Card
- Marriott Bonvoy Boundless® Credit Card
- Marriott Bonvoy Bountiful™ Credit Card
- Prime Visa card
- Southwest Rapid Rewards® Priority Credit Card
- Southwest Rapid Rewards® Premier Credit Card
- The World of Hyatt Credit Card
- United Club℠ Infinite Card
- United℠ Explorer Card
- United Gateway℠ Card
- United Quest℠ Card
Business Chase Credit Cards With No Foreign Transaction Fees
- IHG One Rewards Premier Business Credit Card
- Ink Business Preferred® Credit Card
- Ink Business Premier® Credit Card
- Southwest Rapid Rewards® Performance Business Credit Card
- United℠ Business Card
- United Club℠ Business Card
- World of Hyatt Business Credit Card
Final Thoughts
Adding an alert to your Chase account before you travel internationally is no longer needed. While this used to be a way to let Chase know you would be out of the country so international activity on your card wouldn’t trigger a fraud alert, today’s more sophisticated technology makes this step unnecessary.
The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bountiful™ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the United Club℠Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
